As I was logging into BankofAmerica.com today, this information was delivered to me before my account info:
Now you can get our most secure feature for Online Banking, SafePass, in a convenient card option to carry in your wallet or purse. Just push the button on your SafePass card and your six-digit code is generated and revealed on the card’s innovative display screen. Whether you use the new SafePass card option or receive your SafePass code as a text message2 to your cell phone, your Online Banking security has never been better.
Makes me re-think the legitimate-ness of texting of business a bit.
There is a one-time fee of $19.99 in the fine print, but that seems small compared to the cost of fixing identity fraud.